Fintech infrastructure for Nigerian business

Grow the business.
We'll move the money.

One vault for collecting money — bill payments, invoices, an online store, payment links and bulk transfers — while every naira is auto-logged to keep you tax compliant.

₦0B+processed monthly across all channels
0+businesses run their money on VaultPayNG
0M+transactions cleared and reconciled
0%platform uptime — rainy season included
Merchant tools

Everything between "how do I pay you?" and "you're compliant."

One dashboard for the whole money-side of your business — so you can focus on growth while the vault does the paperwork.

Bill payments

NEPA tokens, airtime, data and cable — settled instantly from the same vault, with receipts your accountant will actually love.

Pick a biller to simulate a payment.
Bills paid today12,408

Bulk transfers

Salaries, suppliers, winnings — thousands of bank transfers in one sweep.

  • AO
    Ada ObiGTBank ·••7241
    ₦150,000
  • TK
    Tunde K.Kuda ·••3390
    ₦95,000
  • IM
    Ibrahim M.Zenith ·••8812
    ₦120,000
  • CE
    Chioma E.Access ·••5106
    ₦210,000
Batch total · 4 beneficiaries₦575,000
Settles to any Nigerian bank in ~2 min

Invoices

Send, track and chase invoices that pay themselves back.

INV-0047Sent ✓
Ahmadu & Sons Ltd
₦250,000 due in 3 days

Online store

Your storefront live in minutes — no code, no stress.

Store item 1 Store item 2 Store item 3
Live storefront · 12 orders₦86,400 today

Orders

Every sale from your store and links lands here — packed, paid, tracked.

  • #2083Lagos Heat sneakers₦42,000Paid
  • #2082Zuri tote — Heritage₦18,500Paid
  • #2081Beaded clutch₦9,200Packed

Tax compliance, on autopilot

Every naira in and out is written to an immutable ledger. VAT computed at 7.5% in real time, withholding tax tracked, and month-end reports export in one click — no shoebox of receipts in December.

LEDGER · TODAY · AUTO-LOGGED
09:41 · Sale — Ankara Tote+₦18,500 · VAT ₦1,290.70 ✓
09:44 · Payout — staff batch−₦575,000 · WHT logged ✓
Live checkout

Watch a sale happen — in real time.

A working simulation of a VaultPayNG checkout: tap to pay, get approved, print the receipt — and watch the VAT log itself.

Z
Zuri Threads Online · Verified merchant
VaultPay
₦18,500 Ankara tote product photo
Ankara Tote — Heritage1 in cart
or share link
READY
₦18,500.00
Tap card to pay
VAULTPAY TERMINALVP-TAP·01
Order placed
Card authorized
Receipt issued
VAT 7.5% recorded
Simulation only — no real money moves. Auto-plays once on scroll.
Why VaultPayNG

Built for how Nigerian business actually runs.

One vault, three jobs — done properly.

01

Collect every naira

Payment linksInvoicesOnline storeTap to pay

From a WhatsApp link to a full checkout page, money from every channel lands in the same balance — reconciled and settled to your bank account fast.

02

Run the back office

OrdersBulk transfersMerchant dashboard

Track orders, pay staff and suppliers in bulk, and reconcile automatically. Your business processes itself while you focus on growth.

03

Stay tax compliant

Auto VAT 7.5%WHT trackingLedger exports

Every transaction is logged and categorized as it happens. When tax season comes knocking, you export your report and smile.

Get started

Your vault is ready.

Join 38,000+ Nigerian businesses collecting money, running their shops and staying compliant with VaultPayNG.

+234
NDPR compliant · PCI-DSS Level 1 · Funds held with partner banks
📲

Install VaultPayNG

Get the app experience — instant launch, home-screen icon, and offline-ready pages. No app store needed.